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Are airline credit cards hard to get approved for?

Like most other airline rewards cards, you have good approval odds with a credit score in the mid to upper-600s. Cardholders earn unlimited: 3x points on Southwest® purchases. 2x points on local transit and commuting, including rideshares.



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The main negative aspect of airline credit cards is the lack of redemption options. Since you'll only earn a single frequent flyer currency, you can only redeem miles with that specific airline and its partners.

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Getting denied for a credit card does not affect your credit, so you don't have to worry about that. However, you might see a slight drop in your credit score due to the hard credit inquiry associated with your credit card application.

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