While the term "all-inclusive" is often used, most mainstream cruises in 2026 are not "all-expense" paid. Your base fare typically covers your stateroom, standard meals in the buffet and main dining room, basic entertainment (theater shows), and access to the pool and gym. However, you will likely encounter significant extra costs for "Specialty Dining" (upscale restaurants), Alcoholic Beverages and Soda, Wi-Fi, and Shore Excursions. Additionally, "Gratuities" or "Service Charges" are often automatically added to your bill daily (ranging from $16–$20 per person). In 2026, lines like Royal Caribbean and Carnival have pushed more "upcharge" experiences, such as escape rooms or premium snacks. If you want a truly all-expense experience where even tips and top-shelf liquor are included, you generally have to book luxury lines like Regent Seven Seas, Silversea, or Virgin Voyages (which includes Wi-Fi and tips), otherwise, you should expect to spend an additional 25–40% of your ticket price on "onboard extras."