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Are debit cards accepted for car rental?

Provide a bank-issued debit card with a Visa, Mastercard or Discover logo. Rental car companies are unlikely to accept prepaid cards. Pony up a deposit. If you pay with a debit card, you'll be charged an additional deposit on top of the rental fee when you pick up your car.



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Paying for Your Rental Car with a Debit Card Renters have the option to prepay for a rental online with a debit card. Some locations may require a credit card at the time of pickup, but you can still pay for the rental with a debit card.

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Rental car companies consider debit cards to be riskier, and often unfairly view them as a warning sign of bad credit. Companies also worry that a debit card may be linked to a bank account without enough funds to satisfy unexpected charge if the car is damaged or returned late.

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The short answer is no, a credit card is not required to rent a car, but it may make things easier. Most of the major rental agencies will accept debit cards for initial deposits and final payments. A credit card is usually encouraged because it tends to be the easiest way to pay.

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Some car rental agencies may review your credit report if you want to rent a car with a debit card, which could negatively impact your scores. Also, if you rent a car and wind up owing the rental agency money—and don't pay what you owe—the agency could send your account to collections, which may also hurt your scores.

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CAN I PAY FOR THE RENTAL OF A CAR FOR ANOTHER INDIVIDUAL? The renter of the vehicle must be present to sign the rental agreement and provide their credit card at the time of pick up. The renter cannot provide a credit or debit card belonging to someone else for their use.

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If you pay with a debit card, you'll be charged an additional deposit on top of the rental fee when you pick up your car. Typically, this involves placing a hold of $200 or more on the account tied to your card.

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Offer proof of insurance. While credit cards typically provide some insurance coverage for a rental car, debit cards do not. That means you may have to show that you have sufficient coverage or purchase more from the rental company.

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Debit cards and prepaid or store value cards are accepted for payment at the end of your rental. In most cases, the location will perform a credit check for debit card customers to determine credit worthiness at the time of rental. The customer must meet the minimum criteria to rent using a debit card.

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Europcar requires the possession and the use, as guarantee of the rental, of two credit cards, or, alternatively, of an Amex Gold, Platinum or Centurion (black), or Visa Gold or Platinum, or, finally, of a Mastercard Gold.

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Your card will be charged the amount of the rental plus a $250 minimum hold for credit and debit cards at the time of rental. When you return your vehicle Avis will release the unused portion of the hold. The funds may take up to two weeks to be released by your bank.

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You can rent a car with a $300 credit limit, but it depends on the amount of time you plan on renting the vehicle and the type of vehicle you're renting.

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With debit card car hire in Spain, our clients don't have to own or apply for a credit card in advance. If you have a debit card, you can hire a car with Drivalia through our most-popular Drivalia Ultimate package.

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