In 2026, the vast majority of taxis in St. Thomas, U.S. Virgin Islands, still operate on a cash-only basis. While a very small number of independent drivers have begun to adopt mobile payment apps or card readers, you should never assume a taxi will accept plastic. Taxi rates in St. Thomas are non-metered and are instead regulated by the Virgin Islands Taxicab Commission based on destination and the number of passengers. It is a standard practice for drivers to collect cash at the end of the ride, and many do not carry significant change for large bills. If you absolutely must use a credit card, you are advised to inform the dispatcher or the driver before boarding the vehicle to see if a card-accepting driver is available. To avoid any stress, travelers are peer-recommended to keep a mix of $5, $10, and $20 bills on hand, as ATMs on the island can be sparse outside of the main Charlotte Amalie and Red Hook areas.