Considering GDP per capita income, Bermuda, Cayman, and the British Virgin Islands are the wealthiest Caribbean countries.

The wealth of the Virgin Islands depends on which territory you are examining, but generally, both the U.S. Virgin Islands (USVI) and the British Virgin Islands (BVI) are considered relatively affluent compared to their Caribbean neighbors, though they face significant internal wealth inequality. In 2026, the BVI is known as a major global offshore financial center, with a GDP per capita that is among the highest in the world due to the thousands of international business companies registered there. The USVI relies more heavily on tourism and trade, benefiting from being a U.S. territory with federal funding and American legal protections. However, "wealth" is a complex term here; while the islands host billion-dollar estates (such as those on St. Thomas or private islands like Necker Island), the local infrastructure often struggles with high energy costs and the lingering economic effects of major hurricanes. The cost of living is approximately 20-30% higher than the U.S. mainland, meaning that while the "numbers" suggest wealth, the average resident faces high expenses for imported goods, water, and electricity.