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Are US dollars accepted in St. Maarten?

The official local currency is the Antillean guilder (ANG) and has been fixed to the US Dollar at approximately 1.80 ANG to 1USD for over 35 years. The US Dollar is accepted everywhere on the island. Local currency and US Dollar ATM machines (Maestro/Cirrus) are situated throughout the island.



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Despite having two different official currencies, the US Dollar is accepted on both sides, with St. Maarten using the US Dollar the most. It is not unusual to receive change in US Dollar even when payment is made with the guilder.

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There are no restrictions but amounts over ANG20,000, or equivalent, must be declared.

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Major credit cards –American Express, Visa and MasterCard- are accepted in most places. Visitors need to check with individual merchants, as some stores and restaurants may not accept credit cards. U.S. Dollar traveler's checks are accepted everywhere with identification.

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Money in St. Maarten/St. Martin
  1. ATMs. The easiest and best way to get cash away from home is from an ATM. ...
  2. Traveler's Checks. Traveler's checks are widely accepted on all three islands. ...
  3. Credit Cards. Major credit cards are widely accepted on all three islands. ...
  4. What Things Cost in St. Maarten/St.


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When dining out, it is normal to tip on St. Maarten/St. Martin. Before you leave a tip, check the bottom of the menu or your bill as some establishments automatically add on a 15% Service Charge.

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Maarten/St. Martin. Tap water is safe to drink, but bottled water is recommended. High-SPF sunscreen is essential and recommended for those not used to intense sunlight.

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Yes, you can use your cell phone on St. Martin to call inside the island or to anywhere else.

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Entry, Exit and Visa Requirements Upon arrival in Sint Maarten, you must have: a U.S. passport valid for the duration of your stay; a completed Embarkation and Disembarkation Card (ED-Card).

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No. As of August 1, 2022, Saint Martin no longer has COVID entry requirements for any travelers. There are NO testing or vaccine requirements.

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VERDICT: If you want more calm and laid-back properties, stay on the French side. If you want convenience and easy access to nightlife, stay on the Dutch side.

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You may bring large sums of money with you in the form of cash, money order, or traveler's checks. There is no maximum limit, however, any amount exceeding $10,000 USD must be declared upon arrival on both the Form 6059B and FinCEN 105. All forms must be filled in completely and truthfully.

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St Maarten, the dual nation, is renowned for numerous things: expansive beaches, plenty of sun, aquamarine waters, crystal clear, and great seafood. It is a common destination because of the sandy shores and the great jewelry prices. Jewelry in St Maarten is cheap because it is duty-free.

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Electricity in St. Maarten (Dutch side) is exactly the same as the United States with a 110 voltage at 50 Hz standard. Standard US plugs and appliances are compatible too. On the other side, St Martin (French side) has a 220 voltage at 60 Hz.

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Maarten's Guavaberry. This refreshing beverage is the national drink of both the French and Dutch sides of the island. It is made from the small guavaberry fruits that grow on the island and are used in a variety of mixed drinks and cocktails.

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Taxi Drivers: Should I tip? Tipping taxis drivers on the island is common and drivers usually get around $0.50-$1 depending upon the total distance and final prices. Tour Guides: Is a tip required? Tipping your tour guide between 10%-15% is advisable in St Maarten.

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