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Can Amex Platinum be used for business?

The Amex Business Platinum Card is an excellent choice for business travelers with expenses in bonus categories and those that offer statement credits. While it might not be worth the money for all business owners, its travel perks are difficult, if not impossible, to beat.



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If you travel often enough use all the upgrades and perks of The Business Platinum Card® from American Express, it could be worth the hefty annual fee. Otherwise, the American Express® Business Gold Card might be a better fit for business owners who want a mix of perks and rewards on their day-to-day spending.

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AFP via Getty Images. The Chase 5/24 rule is an unofficial policy that applies to Chase credit card applications. Simply put, if you've opened five or more new credit card accounts with any bank in the past 24 months, you will not likely be approved for a new Chase card.

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If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.

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Here are some countries that don't accept American Express at all:
  • Sudan.
  • Cuba.
  • North Korea.
  • Russia and Belarus (temporarily)


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