Can everyone get Amex Gold?

American Express will pull your credit when you apply. And since it features some pretty decent benefits, the American Express® Gold Card requirements for approval tend to be a little stricter. We recommend that you have a good to excellent credit score, which ranges from 690-850, before you apply.



People Also Ask

The American Express® Gold Card does not have a traditional credit limit; utilization for this card is not calculated the same as cards with credit limits. Average age of members who matched this card or similar cards. Average annual income of members who matched this card or similar cards.

MORE DETAILS

AFP via Getty Images. The Chase 5/24 rule is an unofficial policy that applies to Chase credit card applications. Simply put, if you've opened five or more new credit card accounts with any bank in the past 24 months, you will not likely be approved for a new Chase card.

MORE DETAILS

The American Express® Gold Card is our top-rated travel card. The card is made out of stainless steel and weighs 15 grams. Cardholders will have the ability to pay with a tap of their card at select merchants thanks to the card's contactless feature.

MORE DETAILS

The golden rule of credit card usage is to do everything you can to pay off your entire balance each month. If you can do this, you won't be charged any interest. You'll be enjoying free credit and all the other benefits your card offers. Be sure to always make at least the minimum payment on your card.

MORE DETAILS

The American Express Platinum card caters to high-spenders who travel frequently and want a wide range of luxury travel perks and lifestyle benefits. You'll need a high income and at least good credit to qualify.

MORE DETAILS

Your Basic American Express Gold Rewards Card is made from precision cut and engraved 13g Stainless Steel Metal, available in Gold or Rose Gold — it's the perfect companion on your next exceptional journey.

MORE DETAILS

Can you waive the Amex Gold's annual fee? Unfortunately, the American Express® Gold Card's annual fee is something that normally can't be waived. However, if you're considering downgrading or canceling your card, you can try calling Amex customer service and asking for a retention offer.

MORE DETAILS

Many cash-back credit cards offer a few thousand points for signing up. The Gold Card is different. As of July 2023, American Express is offering 60,000 Membership Rewards points when you spend $6,000 on eligible purchases during your first six months of membership. This makes it worth adding a new card to your wallet.

MORE DETAILS