In the United States, a standard federal debit card (such as a Direct Express card used for Social Security or VA benefits) does not provide complimentary access to airport lounges. Lounge access is typically a premium perk reserved for high-end "travel" credit cards or specific airline-branded cards that charge an annual fee. However, if you are referring to a Federal Bank debit card (a major commercial bank in India), several variants like the Celesta, Imperio, or Mastercard "Gov Earn" cards do offer complimentary lounge access. For example, the Federal Bank Celesta card often provides two domestic lounge visits per quarter and four international visits per year, provided you meet certain quarterly spending requirements. If you are a U.S. government employee or military member with a Government Travel Charge Card (GTCC), you do not get automatic lounge access either, though some airlines may offer lounge entry to active-duty military in uniform or with leave orders. For most 2026 travelers, the most reliable way to gain entry without a premium card is to purchase a "one-day pass" at the lounge desk or use an independent program like Priority Pass.