Can I convert my credit card points to airline miles?

Transfer to an outside loyalty program Many travel credit cards offer a long list of transfer partners. You can transfer your points into the loyalty programs of various airlines and hotels, then redeem the points or miles as allowed by that program.



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You can transfer points via the Chase mobile app or Chase's website.
  1. Log into your account and enter the Chase Ultimate Rewards® portal.
  2. Access the 'Transfer to Travel Partners' portion of the portal.
  3. Select your transfer partner.
  4. Transfer your Chase points.
  5. Confirm and submit.


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On your Ultimate Rewards® dashboard, click on “Travel.” You'll be taken to a page that looks like any other online travel website. Here, you can search for flights, hotels, car rentals, activities, vacation rentals and cruises. Simply click on the option you want and search for your preferred dates.

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At 1.4 cents per point, you'll need around 21,400 points for a ticket that costs $300. On average, it will cost approximately 7,700 points to 16,000 points to travel with a Blue fare ticket (one of the airline's economy-class tickets) and 82,000 to 165,000 points for a Mint fare (or business/first-class) ticket.

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While 200K Amex points will typically only give you about $2,000 in value when you shop for flights in the Amex travel portal, you can sometimes find Business or First Class flights — that can normally cost over $10,000 — for only 200K points, when transferred to a frequent flyer program.

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Chase Ultimate Rewards airline transfer partners
  • Aer Lingus AerClub. ...
  • Air Canada Aeroplan. ...
  • Air France-KLM Flying Blue. ...
  • British Airways Executive Club. ...
  • Iberia Plus. ...
  • Emirates Skywards. ...
  • JetBlue TrueBlue. ...
  • Singapore Airlines KrisFlyer.


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Using the Chase Travel Portal ' Then start searching for the flights you'd like to book using your points. If you have the Chase Sapphire Reserve®, you will be able to use your points at a rate of 1.5 cents point – making this a very valuable card to have in your wallet.

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Here's a Summary of the Best American Airlines Credit Cards
  • AAdvantage® Aviator® Red World Elite Mastercard®
  • Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
  • Citi® / AAdvantage® Executive World Elite Mastercard®
  • American Airlines AAdvantage® Mile Up®


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Delta SkyMiles deals For example, in the past, Delta has offered: Round-trip flights to Caribbean destinations starting at just 11,000 SkyMiles. Round-trip tickets to some major European cities starting at just 22,000 miles. Round-trip flights to Asia starting at just 30,000 miles.

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Generally speaking, it's better to redeem your points for travel. You'll likely get more value from a travel redemption than cash back for the same number of points. It's best to aim to get at least 1.5 cents value from each point.

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Points also transfer to airline and hotel partners for premium travel redemptions, or you can get 25% more value when redeeming points through the Chase travel portal. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

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