Can I dispute a non refundable hotel charge with my credit card?

File a claim if eligible under benefits First, check the terms and conditions of your credit card to determine if you are eligible to file a claim for a refund on a non-refundable reservation. Some credit cards offer travel protection or dispute resolution services that may cover this type of situation.



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Experts say most places will offer you a refund if you have a reasonable excuse. If you are stuck with a nonrefundable room, try changing the date of your reservation. Some hotels will let you move the date of your stay if you ask. You can also resell your room and get your money back that way.

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If you find yourself in a situation where you need to get a refund on a non-refundable hotel reservation, one of the options you can explore is disputing the charges with your credit card company. Many credit card companies offer benefits that may provide you with recourse in such situations.

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If a hotel refuses to refund customer payments, the Federal Trade Commission (FTC) may step in via an enforcement action.

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Many hotel stays are refundable as long as you cancel within at least 48 hours. But some aren't. If you leave without making any arrangements, the hotel probably will charge you for the full stay. Experts say hotels consider refund requests on a case-by-case basis.

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The credit card issuer will contact the merchant (hotel) to investigate the disputed charge. The issuer will likely rule in your favor if the hotel cannot prove the charge was valid. Remain engaged throughout the investigation and provide any additional documentation needed.

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Do you have a non-refundable hotel reservation that you cannot cancel? Luckily, you can sell your booking to someone else and receive your refund that way. All you have to do is change the name on your reservation to the person who is buying the hotel accommodation.

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Experts say most places will offer you a refund if you have a reasonable excuse. If you are stuck with a nonrefundable room, try changing the date of your reservation. Some hotels will let you move the date of your stay if you ask. You can also resell your room and get your money back that way.

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With a non-refundable rate, guests pay the full price if they cancel, make changes or don't show up. Adding a non-refundable rate to your property can reduce cancellations and help you secure guaranteed payment for reservations.

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If your reservation is marked 'non-refundable,' you cannot cancel or amend it. You may choose not to attend, but you will still be charged the full amount. If you are permitted to cancel, you will normally be given a time limit, which will be explicitly stated on your booking confirmation email.

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With a non-refundable rate, guests pay the full price if they cancel, make changes or don't show up. Adding a non-refundable rate to your property can reduce cancellations and help you secure guaranteed payment for reservations. Reading this in booking.com I understand that booking.com guarantees payment.

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How to dispute a hotel chargeback
  1. The cardholder contacts their bank. ...
  2. The issuing bank reviews the claim. ...
  3. The acquirer receives the chargeback. ...
  4. Merchant receives the chargeback. ...
  5. Acquirer receives the evidence. ...
  6. The issuing bank receives supporting evidence. ...
  7. Arbitration.


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No, hotels are not allowed to charge a credit card without your signature. This is because it is against the law for any business to process a payment without the customer's authorization.

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