Yes, you can drive for Lyft using your mother's car in 2026, provided you meet several strict documentation requirements. First, the vehicle must pass Lyft’s vehicle inspection and meet all local age and condition standards (typically being less than 15 years old). Second, and most importantly, your name must be listed as a "rated driver" on the auto insurance policy for that specific vehicle. Lyft requires you to upload a valid insurance card that clearly displays your name; if you are not specifically named on the policy, your application will be rejected. Additionally, you should verify with the insurance provider that they allow "rideshare endorsements" on the policy, as standard personal insurance often excludes commercial activity. While your mother does not need to be a Lyft driver herself, her car must be registered in the state where you intend to drive, and you must maintain a valid, in-state driver's license that matches the region of your Lyft operations.