Yes, T money cards are available at Incheon Airport. You can buy them from ticket machines near the entrance to the subway or any nearby convenience stores. Make sure you bring some Korean cash as ticket machines do not accept credit cards.
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Round-the-clock banking service is available at Incheon Int'l Airport. Passesngers will come across 24-hour ATMs all over the passenger terminal.
Changing your money to South Korean Won prior to your trip would be ideal but you can also exchange foreign currency at any of the South Korean banks, currency exchange desks at Incheon Airport and Gimpo Airport, or in tourist areas like Myeongdong, Itaewon, and Dongdaemun – all of which are located in Seoul.
KOREA TOUR CARDMust-Have Item for Korea TravelAs transportation and travel card exclusively for foreign visitors, KOREA TOUR CARD enables more convenient access to the means of the Korean transportation such as subways, buses, and taxies.
You can use the T-money card for the AREX. For the commuter train, you can just use it DIRECTLY. There are fare gates...just hold your card to the card reader.
Budget-Friendly Travel PlanningPast travelers have spent, on average, ?38,176 ($29) on meals for one day and ?21,533 ($16) on local transportation. Also, the average hotel price in South Korea for a couple is ?133,776 ($101). So, a trip to South Korea for two people for one week costs on average ?2,070,644 ($1,557).
How much money will you need for your trip to South Korea? You should plan to spend around ?147,903 ($111) per day on your vacation in South Korea, which is the average daily price based on the expenses of other visitors.
We recommend that you bring your home currency to Korea and exchange some of it at the airport first because you'll want to have cash on you as soon as you arrive. Rates at the airport banks can be expensive, so avoid those!
Crime levels in Korea are relatively low, and whilst one should not be careless, carrying a little more money is generally a lot safer than it would be at home. Credit cards are accepted at most major hotels, department stores and high-end city restaurants, but should not be relied upon.