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Can I live on a cruise ship for a year?

You can book yourself onto a traditional cruise ship for the long term. You would need to book each itinerary, one after the other. If you wanted the same cabin on every cruise, it's wise to make sure that you're first in line when bookings open.



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Considering all these factors, the cruise fare for living on a cruise ship can cost anywhere from $60,000 per year to upwards of $150,000. However, knowing what you get and where you spend your money is important. Let's look at what you can expect to spend your money on when living on a cruise ship.

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World cruises – generally ranging from 100 to 180 days – mostly start in January but here are three mega voyages you can still book this year:
  • 274 nights: Royal Caribbean. ...
  • 183 days: Nicko Cruises. ...
  • 101 nights: P&O Cruises.


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Life at Sea cruises, which will host a three year cruise for $30,000 per year, is taking on more passengers. Apparently, the number of people who want to sail away from their lives is bigger than expected.

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Is there a cruise ship you can live on? There are several cruise ships designed for permanent living. The World is the only one sailing currently but more are coming soon. MV Gemini is the most affordable option, with apartment purchase prices starting at $1,000,000 plus $65,000 per year for fees.

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If you love a cruise, why not live on one. Once cruise ship is offering a 2-year, all inclusive vacation around the world that may be cheaper than a mortgage and living expenses on land. ORLANDO, Fla. – A new cruise experience could be more affordable than the rent or mortgage you're paying on land.

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The cost of living onboard a cruise ship varies depending on the type of cabin you choose and the amenities you desire. Generally, retirees can expect to pay anywhere from $1,500 - $3,000 per month for accommodation, meals, entertainment, and other activities.

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Floating homes: Renderings of the upcoming MV Narrative ship from Storylines, a residential community at sea launching in 2024. Life onboard: Fully furnished one-to-four-bedroom residences aboard the ship are currently on sale, with prices starting at $400,000 and rising to $8 million.

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The World is a residential cruise ship that's been circumnavigating the globe for the past 20 years. About 10 to 12 of its condos go on sale annually, and cost between $2 million and $15 million.

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Some cruise lines offer cabins for sale, allowing you to own your place at sea. Other ships accommodate extended trips, such as 180 days or more. You also need to decide what to do about your current housing situation. You might rent your home while you set sail or divide your time between cruising and living on land.

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On average, a 180-day cruise can range from $50,000 to $200,000 per person. This price includes accommodation, meals, entertainment, and access to onboard amenities. The cost of a 180-day cruise may seem steep, but it is crucial to consider what is included in the package.

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  1. Test It Out First. Try a few cruises with different cruise lines. ...
  2. Meet With a Financial Planner. ...
  3. Talk to an Agent. ...
  4. Buy a Cruise Residence. ...
  5. Leverage Your Long-Term Status. ...
  6. Understand Your Medical Care Options at Sea. ...
  7. Rehome Your Pets. ...
  8. Make Plans to Stay in Touch.


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Six-month leases range from $1,468 per month to $4,276 per month. “We're going to focus on tourism and getting people on the ship and not focus so much on real estate,” Elwartowski recently told Cruise Industry News.

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Managing Your Taxes When Living on a Cruise Ship As a U.S. citizen, your income is still taxable, even if you're at sea the majority of the time,” Tetreault says. That includes both federal income tax and state income tax if that applies to the state of your primary residence.

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Prices started at $29,999 per year for individuals sharing an inside cabin for the cruise, ramping up to nearly $109,999 per year for a larger suite, with Gemini expected to visit 375 ports in 135 countries and seven continents after setting sail Nov. 1. Gemini had room for up to 1,074 passengers.

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Because cruise fares are based on double occupancy in each cabin, cruising as a single person can be expensive. Cruise lines make up for the absence of another passenger by charging what they call a single supplement that can be as high as 200 percent of the standard price.

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