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Can I pay for my Airbnb with a debit card?

Airbnb accepts a range of payment methods in most countries, including Mastercard, Visa, Amex and JCB credit cards and debit cards that can be processed as credit cards, prepaid cards, PayPal, Apple Pay and Google Pay.



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Accepted Airbnb Payment Methods
  • Credit cards including Visa, MasterCard, Amex, JCB.
  • Debit cards that can be processed as credit cards.
  • Google Pay.
  • Apple Pay.
  • PayPal.
  • Airbnb gift cards.


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When you submit a reservation request, we may place a hold on your payment method, called an authorization, for the full amount of the reservation. If your reservation is accepted, the authorization will turn into a real charge and the amount will be deducted from your payment account.

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Asking for a substantial amount as a security deposit and setting a strict cancellation policy is a surefire way to make travelers feel truly unwelcome. Generally, an Airbnb security deposit doesn't exceed 20% of the total cost of the booking. Hosts often set an amount within the range of $100 to $500.

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Airbnb does not always require security deposits for reservations. Instead, they assign deposits on a case-by-case basis depending on factors like the timing of the stay and the features of the property. Guests should ensure that they have sufficient funds in their bank account to cover the Airbnb security deposit.

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In everywhere but India, if the Host accepts your request, you'll be charged for the reservation. If they decline or don't respond within 24 hours, there's no charge and you'll be free to book a different stay instead. For guests paying in Indian rupees, you'll be charged for the reservation when you request to book.

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Airbnb uses the 3DS framework to contact your card-issuing bank in order to check if they would like to authenticate the payment. If the bank requires authentication, they will send over an authentication request that Airbnb will display for you to complete.

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If you're building a reservation for a guest who hasn't created an Airbnb profile, you can still checkout and pay. We'll email the guest and guide them in both creating an Airbnb account and accepting your booking request.

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Depending on the length of your stay, when you cancel, and the cancellation policy that applies to your reservation, you may get a partial refund if you cancel after check-in - learn more about different cancellation policies. Learn more about how refunds work for cancellations.

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Payment options available in most countries
  1. Visa, MasterCard, Amex, JCB, and debit cards that can be processed as credit cards.
  2. Apple Pay.
  3. Google Pay.
  4. PayPal.


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Contacting Airbnb to handle damages Submit an AirCover request through the Resolution Center within 14 days of the responsible guest's checkout. Within 72 hours of submitting your AirCover request, your guest must make payment. Airbnb will then review the charges and claims and will make a suitable judgment either way.

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Pay in full means you pay 100% of the total cost at the time of booking. When you choose to pay part now, part later. You pay 50% upfront at the time of booking and the other 50% later. Airbnb will notify you when you're final payment is due.

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