Can I pay myself back with Chase points?

Chase Pay Yourself Back is a points redemption option that gives select Chase cardholders the opportunity to redeem points for a statement credit to cover eligible purchases. The exact rate of redemption depends on the purchase type and the specific Chase credit card you hold.



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Generally speaking, it's better to redeem your points for travel. You'll likely get more value from a travel redemption than cash back for the same number of points. It's best to aim to get at least 1.5 cents value from each point.

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If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.

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Earn 100k bonus points after spending $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card . That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®.

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