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Can I rent a car in the US without insurance?

Do you need insurance to rent a car? No, you don't need to have insurance because rental cars are already insured. That said, some form of rental insurance is strongly advised because if you rent a car without insurance, you are responsible for any damages to the vehicle.



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No, you do not need rental car insurance in Florida. Rental car companies in Florida provide the minimum state-required liability insurance coverage, more specifically, they provide $25,000 in property damage liability coverage per accident. Florida requires drivers to carry personal injury protection (PIP), too.

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Should I Get CDW Insurance? While a collision damage waiver or Loss Damage Waiver is not required for a car rental from Avis, keep in mind that when the vehicle is in your possession, you are financially responsible for damages. A CDW/LDW can provide extra coverage as well as peace of mind.

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No, you don't need to have insurance because rental cars are already insured. That said, some form of rental insurance is strongly advised because if you rent a car without insurance, you are responsible for any damages to the vehicle.

MORE DETAILS