The Monaco visa policy requires more travel documents for those who wish to stay in Monaco for longer than 90 days. You will need a clearance from the police to declare that you have not committed any criminal offense in the past.
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According to the 90/180-day rule, non-EU/EEA nationals can stay in EU member states of the Schengen Area for a maximum of 90 days within any 180-day period. The rule applies to cumulative stays within the Schengen Area and is calculated backward from the date of entry.
Spain currently does not have any plans of changing the 90-day rule. Technically, this rule is not under Spanish jurisdiction, as it is a rule that applies to the whole Schengen Area. So even if Spain wanted to change this rule, the change can only be initiated by authorities of the European Union.
In order to become a resident, applicants must rent or purchase a property here, and deposit and maintain at least 500,000 euros into a bank registered in Monaco.
The 90-day limit refers to the maximum cumulative duration of your stay within any 180-day period. It does not require you to stay continuously for the full 90 days. This means that you can stay for a few days, then leave the Schengen area and enter again, as long as you don't overstay 90 days within a 180-day period.