U.S. dollar and European euro notes (but not coins) are widely accepted as cash in the islands, although at less favorable exchange rates than at banks. You will probably get a more favorable rate if you change your money in French Polynesia rather than before leaving home.
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It is important to exchange or withdraw XPF before departing the island because it is not commonly accepted outside of French Polynesia. The fact that many shops and hotels on Bora Bora also take US dollars as payment is very significant.
French Polynesia is an expensive destination. You must pick and choose your battles or you'll blow through your budget within the first couple of days. Here are a few ways you can save money while you're here: Look for package deals – You can often find package deals on sale that include hotels, food, and activities.
The U.S. dollar is not only widely accepted for commerce in both Canada and Mexico, but also in a host of tourist destinations including the Bahamas, Barbados, Bermuda, the Cayman Islands, Sint Maarten, St Kitts and Nevis, the ABC Islands of Aruba, Bonaire, Curacao, and the BES Islands including Bonaire, Sint Eustatius ...
The low season in Bora Bora falls between December and March. Visiting at this time is significantly cheaper in terms of accommodation. Not only can you get more bang for your buck but you'll be doing so without the crowds of other tourists that usually flood the island in high season.
Both the Maldives and Bora Bora are expensive luxury destinations. In general, it will be easier to spend less on a trip to The Maldives. In the Maldives, 3-star accommodations are available that are highly rated, while in Bora Bora there are very few hotels or resorts that are not 5-star luxury resorts.
The languages spoken in Bora Bora are Tahitian and French. However, due to the high tourism population, many natives of Bora Bora have learned to speak English.
French Polynesia's food and drinks are more expensive than Maldives. Given that the location is much more remote, the cost of importing is HIGH. BUT you can save in French Polynesia by bringing some of your own snacks and buying alcohol from the grocery stores.