Can I use my American credit card in Greece?

Can you use your credit card there? The short answer is yes, you can use your credit card in Greece. However, although credit cards are commonly-used in Greece (especially in more touristy areas), cash is still normally preferred there, so keep in mind that you might not be able to use your credit card everywhere.



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Plastic money is widely accepted in Greece, and the exchange rates are rather favorable. Still, it would be best if you carried some cash, as many street vendors, artists, and small cafes only accept cash, while also cash is the preferred method of tipping in Greece.

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The most widely accepted cards are MasterCard and VISA. You might have some trouble using a Diners Club or American Express credit card in certain places, as these mean a higher commission for local businesses. According to local legislation, in order to use a credit card, you'll have to have a chip-and-PIN card.

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While credit cards are accepted in most situations, currency can be more convenient for public transportation and small vendors. It's also wise to carry an emergency fund with enough cash for a few days, just in case your card gets lost or stolen.

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Tipping is a common practice in Greece, especially in the hospitality industry. It is a way to show appreciation for good service. It's recommended to have cash on hand for tipping purposes. While some establishments accept credit cards, it's easier and more convenient to tip with cash, especially for smaller amounts.

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Despite problems in the Greek economy, it's still on the expensive side to travel to Greece. Budget travelers should plan on $50 a day, while mid-range to luxury travelers can expect to pay between $150 to $350 a day, or higher if you plan to visit more than one of its 200 islands. All prices are in US dollars.

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How much money will you need for your trip to Greece? You should plan to spend around €155 ($164) per day on your vacation in Greece, which is the average daily price based on the expenses of other visitors. Past travelers have spent, on average, €40 ($42) on meals for one day and €30 ($32) on local transportation.

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Credit cards are widely accepted in shops, stores and restaurants located in the main resorts but if you are travelling to more remote villages then you are advised to take some cash with you. Banks in Greece are usually open 8am - 2:30pm Monday to Thursday and 8am - 2pm on Friday.

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There is not a strong tradition of tipping in Greece, particularly among the locals, but it's become expected that tourists leave a small tip while travelling through the country. In restaurants it's common to leave a cash tip for whoever is looking after you – 10–15 per cent is standard.

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Purses and Totes There are two bags you should bring for a summer trip to Greece: a small purse and a tote. Your purse should be small, light, and easy to carry, preferably with a crossbody strap.

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The best way to get Euros in Greece is via an ATM or to exchange American dollars for Euros before you arrive. The exchange rate is more favorable, and the process is more convenient.

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“You can safely drink tap water in many areas of Greece,” she says. “This includes the big cities such as Athens and Thessaloniki, most of the mainland and certain islands. On smaller islands, such as Santorini, tap water is not always drinkable, so you should drink bottled water.

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Once you've reached your destination, avoid airport kiosks or other exchange houses. Your bank's ATM network is likely the best option. You may be able to withdraw cash in the local currency with competitive exchange rates and low fees (1% to 3%). Use your institution's app to find an ATM near you.

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Check with your card issuer about foreign transaction fees and currency exchange fees. Unlike the U.S., European credit card machines usually require a PIN. You can get this from your card issuer before you leave home.

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Currency exchange shops and kiosks in airports are not the best places to exchange money. For the best rates, try a local bank or a bank ATM to make your currency exchanges. Check to see if your U.S. bank offers foreign ATM fee refunds for using a foreign ATM.

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