Can I use my Apple Card as a tap?

The physical Apple Card lacks NFC capabilities because its titanium material prevents electromagnetic signals from passing through metal, making contactless payments impossible. Apple encourages users to use Apple Pay instead of the physical card, as evidenced by higher cashback rates for Apple Pay transactions.



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In the TAP app, sign in or create a TAP account. In the Cards section, press the add card icon at the top left. Press “Add a TAP Card on Your Phone.” Follow the prompts to add a “virtual” TAP card to your phone to use it to tap and pay.

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There are no fees with the Apple Credit Card — no annual fees, foreign transaction fees, or late fees — which means more cash in your pocket. You also don't have to worry about incurring costly fees in case you forget to pay your bill on time or go over your credit limit.

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