Can I use my bank debit card internationally?

Yes, you can use your debit card internationally, though you may incur foreign transaction fees. Depending on where you travel, you might find merchants that only accept cash — or may only accept cards from specific issuers — so it's a good idea to have a mix of payment methods with you.



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What Should I Tell My Bank Before Traveling? Generally, you should tell your bank the locations you are traveling to and the dates/duration of your travels.

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Chime (USA Only) Chime is a good debit card for international travel thanks to its no foreign transaction fees. Unlike multi-currency accounts like Revolut (which let you hold local currency), Chime uses the live exchange rate applied by VISA.

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A foreign transaction fee is a surcharge on credit card purchases made outside of the U.S. They might also apply to purchases made with debit and prepaid cards. Fees can vary, depending on the card issuer, card network and product but typically range from 1% to 3% of the transaction.

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If you already use online banking, there's likely an online travel notice where you can enter your destination and the length of your trip. If you've got multiple countries on your itinerary, you can specify that as well. If you don't have online banking, call your bank to set up a travel alert on your account.

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