A PRESTO reader can detect PRESTO cards as well as debit and credit cards, please take the card you want to pay with out of your wallet when you tap, to avoid unwanted charges on other cards. $3.30 will be charged to your card. This is the same as the adult PRESTO fare.

Yes, as of 2026, you can use your physical debit card or a digital debit card stored in your mobile wallet (Apple Pay or Google Pay) to pay your fare on the TTC and other transit agencies in the Greater Toronto and Hamilton Area (GTHA). This "contactless" feature allows you to bypass the need for a physical PRESTO card or the PRESTO app entirely. When you tap your debit card on a green PRESTO reader, you are automatically charged the standard Adult fare (currently around $3.30 in Toronto). The system also supports the two-hour transfer, meaning you can hop between buses, subways, and streetcars for two hours without being charged again, as long as you use the exact same card for every tap. However, travelers should note that "concession" fares (such as student, senior, or youth discounts) are generally not available when using a debit card; these specialized lower rates still require a registered physical or digital PRESTO card with the appropriate profile active.