Can I use my debit card for Oyster?

Any contactless payment card such as a debit card, credit card, or prepaid virtual card can be used to perform a contactless payment. The contactless payment is performed exactly the same way as with an Oyster card. Just tap the yellow card reader using a contactless card at the start and end of your journey.



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Is it cheaper to use Oyster or contactless? As both cards use the same Pay As You Go system and are compatible with the TfL Oyster & Contactless app, the costs are comparable. As a tourist in London, it can be worth getting an Oyster Card as part of the London Pass.

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You may be able to complete your journey, but your card will then be temporarily stopped and you won't be able to use it to make any further journeys until the outstanding amount is paid to TfL. However, you should still be able to use your card with other retailers.

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Pay As You Go on London Transport You can use an Oyster Card or contactless payment card on the following forms of transport: London Underground trains. London Overground trains – including some outside London. Buses.

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Anyone with a contactless debit or credit card can use it to pay for travel in London. It's ideal if you don't have or want an Oyster card.

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If the time between touching in at the start and touching out at the end of your journey is more than the maximum journey time limit, you'll be charged two maximum pay as you go fares. A single maximum fare is: up to £9.40 in Zones 1-9. up to £26.00 beyond Zone 9, including on the Heathrow Express.

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Pay as you go You don't have to work out the cost of your journey in advance. You can pay as you go using contactless (card or device), an Oyster card or a Visitor Oyster card. It also offers great value as pay as you go is cheaper than buying single tickets and you get daily and weekly capping.

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If you're visiting London for 3 days or less, the best option is to get the Oyster Card, as it's the most cost-effective system. For stays of over 4 days, we recommend getting the 7-day Travelcard, since it's cheaper than getting 7 x 24-hour travelcards.

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Hold your card within 1–2 inches of the Contactless SymbolOpens Dialog on the terminal. Tap or hold your card flat over the Contactless Symbol, facing up, when prompted by the cashier or terminal. Some merchants may ask you to sign for the purchase, or to enter your PIN. Your payment should be completed in seconds.

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There's no limit on how many contactless payments you can make in a day. However, from time to time, your provider may ask you to re enter your PIN manually. This is done to verify your identity and prevent fraud.

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If your bank card shows the contactless payment symbol, you can use it to pay as you go straight away. You'll pay an adult rate fare.

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If your card was issued in the UK on Visa, MasterCard, Maestro or American Express and displays the contactless payment symbol, you should be able to use it to travel on bus, Tube, tram, DLR, London Overground and most National Rail services in London.

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Supports cash: If you want to pay for your transport in London using cash, you can buy and top up an Oyster card with cash. This is normally a lot more cost effective than paying for a cash ticket, with the rare exception of a one-off single journey as you have to consider the cost of the Oyster card.

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