Can I use my UK debit card in Ibiza?

Yes, you can use your debit card in millions of shops and cash machines worldwide – anywhere you see the Visa sign. See more about using your cards abroad. We'll charge you a 2.99% Non-Sterling Transaction Fee for using your debit card abroad when making purchases, withdrawing cash or when you are being refunded.



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Visa and Mastercard have wide acceptance at shops and ATMs throughout Spain. You can use your debit card or credit card like you would in the UK; just look for products that waive the currency conversion fee when you spend.

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The best way to get local currency (Euros) is to use a debit card, able to access the Visa, Mastercard, Cirrus or Maestro networks, in an ATM (Interac cannot be used). Usually, the bank rate will be given for exchange rather than the local tourist rate.

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Wise is our best value travel money debit card for Spain. There's no fee to open a Wise account, and just a small delivery fee for your Wise card, with no minimum balance and no monthly charge.

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Most banks have an ATM, and there are often cash machines at supermarkets. Most purchases should be paid for in cash, although credit cards are commonly accepted at larger establishments.

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You might also notice that some small shops accept cards only for purchases above a certain amount, normally 10 euros. Also taxis usually take cards, but some do not or simply do not want to take anything other than cash. For these reasons, it is advisable to always carry a little bit of cash with you.

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ATMs are the best way to access money abroad and are increasingly available. Your bank or credit card company may charge fees for withdrawals overseas and may have a limit on the amount you can withdraw daily, so be sure to consult with your bank about this.

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Deutsche Bank is the only major bank we found that charges no ATM fees in Spain. With regional banks, Bankinter will charge €0.50 while Banco Popular, Banco Pastor, Targobank and Caja Rural will charge €0.80. In contrast, BBVA charges the highest at €6 per withdrawal while ING's 12% fee can pile up very quickly.

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In Spain you can pay in cash in almost all cases, and usually only Euros are accepted. In some cases, if the payment is made through a machine, it may be necessary to pay by card. The option to pay with credit and debit cards, mainly Visa and Mastercard, is very widespread.

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