Can I use my UK debit card in Ireland?

Most US, UK and Australian debit and credit cards should be usable in Ireland. Visa, Mastercard (Cirrus and Maestro) and American Express are all widely accepted. However, you may have a little more trouble using a Diner's Club card, and Discover isn't often accepted in Ireland.



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If you have a UK bank account and are going to use your bank card to pay for goods and services while you are in the EU, as well as Iceland, Liechtenstein and Norway (the European Economic Area), you will be able to continue to do so. However, this may now be more expensive now the UK has left the EU.

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Debit cards are, by far, the most popular payment method in Ireland. Credit cards are also popular, but unlike debit cards, they are used mostly for larger purchases. Ireland also sees a decent amount of cash payments – around 20% of all sales were paid for in cash.

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It's wise to arrive in Ireland with least €300 euros in cash. In the worst case scenario, your debit or credit card might not work upon arrival in Ireland. Or it may get lost. In this unlikely event, you'll need backup.

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You could take a large amount of euros with you by going to your local bank or AAA and purchasing them before you trip, but this is problematic for a couple of reasons. First, it is a security risk. Ireland is as safe a country as any, but its never a good idea to carry a large amount of cash with you while traveling.

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Resist the urge to buy foreign currency before your trip. Some tourists feel like they just have to have euros or British pounds in their pockets when they step off the airplane, but they pay the price in bad stateside exchange rates. Wait until you arrive to withdraw money.

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