Can you cancel after being checked?

Once the check has been cashed by its recipient, the person who wrote or authorized the check won't be able to make a stop payment with their bank. When the bank has all the needed information to confirm the canceled check, it will be flagged for six months, after which the stop payment expires.



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In general, a bank or credit union can't cash a check for six months if you make a timely stop-payment request in writing, according to the Consumer Financial Protection Bureau. If you make a stop-payment request by phone and don't follow up in writing, the bank or credit union can't cash the check for 14 days.

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