Yes, you can absolutely charge purchases to your room at Walt Disney World in 2026, but the process has shifted toward a digital-first approach. When you stay at a Disney Resort hotel, you can use your MagicBand, MagicBand+, or the "MagicMobile" feature on your smartphone to pay for food, merchandise, and even Genie+ services throughout the parks and Disney Springs. These charges are applied directly to your hotel "folio." Upon check-in, Disney places a $100 authorization hold on your credit card for incidentals. As you spend, additional incremental holds are placed on your card to cover the balance. If you are staying longer than five days, Disney will settle your current balance every fifth day. This "room charging" feature is a massive convenience, allowing you to go "wallet-free" in the parks. However, it is important to set spending limits for children in the My Disney Experience app to avoid surprise bills at the end of your stay. Note that while almost all Disney-owned locations accept room charging, some third-party vendors in Disney Springs may still require a physical card.