Can you claim delayed baggage from airline and from insurance?

File a claim with the airline. For delayed bags, you may need to file a claim separate from your PIR to be reimbursed for incidentals you needed to purchase during your trip. If your bag is considered officially lost, file a claim for your lost belongings and any baggage fees you paid.



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You have the legal right to claim compensation from the airline if your checked-in luggage is delayed, lost or damaged. You only have the right to claim for a problem with cabin baggage if it's the airline's fault.

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The claim of compensation when your baggage is delayed during the transport is regulated by the EU regulation (EC) No 889/02 an by the Montreal Convention. It defines a compensation up to 1288 SDRs, which is about 1600 Euro depending on the exchange rate.

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Comprehensive travel insurance typically covers canceled flights that delay your trip for at least 3–12 hours. If your flight is delayed more than 12 hours, you may even qualify for trip cancellation coverage, depending on your plan.

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Travel insurance benefits for a trip delay generally kick for a covered reason after a specified length of time, which varies by insurance plan. For example, your plan might start providing benefits after a six-hour delay. In addition, the cause of the delay must be specified as a covered reason in the policy.

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The claim of compensation when your baggage is delayed during the transport is regulated by the EU regulation (EC) No 889/02 an by the Montreal Convention. It defines a compensation up to 1288 SDRs, which is about 1600 Euro depending on the exchange rate.

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There are no federal laws requiring airlines to provide passengers with money or other compensation when their flights are delayed. Each airline has its own policies about what it will do for delayed passengers. If your flight is experiencing a long delay, ask airline staff if they will pay for meals or a hotel room.

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To receive compensation, you must file a claim with the airline for the delay, and the delay must have been caused by a factor within the airline's control (so a weather delay wouldn't count).

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To receive compensation, you must file a claim with the airline for the delay, and the delay must have been caused by a factor within the airline's control (so a weather delay wouldn't count).

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Delayed Flight
If you arrive at your destination more than 3 hours after your scheduled arrival time, you are entitled to the same reimbursement, rerouting, and rebooking structure as a denied boarding.

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My flight is delayed - am I entitled to money or other compensation from the airline? No. There are no federal laws requiring airlines to provide passengers with money or other compensation when their flights are delayed.

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with this letter I would like to report the delay of my baggage during the flight ….. (information about the flight number, date, place of departure and destination). In the airport of … (place) where my flight landed, I noticed that my luggage was not available.

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