At most major hotel chains in 2026 (such as Marriott, Hilton, or IHG), you can simply "walk out" and leave your room at checkout time without stopping at the front desk. Since the hotel already has your credit card on file and has likely taken a "hold" for incidentals, they will automatically close your folio and email you a final receipt by the end of the day. Many hotels now offer a "Digital Checkout" option through their mobile app or the in-room TV, which is the preferred method to ensure you agree with the final charges. However, if you have stay-specific issues—like a disputed minibar charge or a request for a late checkout fee waiver—it is always better to speak with a staff member in person. For small, independent B&Bs or international boutique hotels, a formal "key return" and final payment check are often still required.