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Can you make a lot of money working on a cruise ship?

While ZipRecruiter is seeing annual salaries as high as $102,500 and as low as $14,500, the majority of Cruise Ship Worker salaries currently range between $30,000 (25th percentile) to $58,000 (75th percentile) with top earners (90th percentile) making $90,000 annually across the United States.



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Cruise ship workers make varying amounts of money depending on their experience and job title. Most low-level cruise ship workers earn annual salaries between $16,000 to $20,000 per year, while cruise ship captains earn the highest, with an average annual salary of $177,000.

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5 Highest-Paying Jobs on Cruise Ships
  • Executive Chef.
  • Cruise Director.
  • Chief Purser.
  • Hotel Director.
  • Human Resources Manager.


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Little to no cost of living On ships, you live where you work. Unlike life on land, there is no rent to be paid or monthly utility bills that need to be taken care of. All basic living expenses are covered at sea for crew members: accommodation, water, electricity, and food.

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As of Sep 24, 2023, the average annual pay for a Cruise Ship Worker in the United States is $49,005 a year. Just in case you need a simple salary calculator, that works out to be approximately $23.56 an hour. This is the equivalent of $942/week or $4,083/month.

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A majority of cruise ship lines offer their employees free food throughout the duration of their contracts. There's typically a special kitchen on the boat that prepares food for staff members. Employees may eat in separate dining areas, depending on their classifications.

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How long will I be onboard? Contract lengths vary by position but range between four and ten months. After each contract you will receive approximately 60 days of vacation before your next assignment.

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A cruise ship crew member for Carnival, Royal Caribbean, or Norwegian Cruise Line can earn an annual average between $16,000 to $20,000. For leadership staff onboard cruise ships, the annual salary can be much higher from $30,000 to $100,000. Who can earn the most money working on a cruise ship?

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Staff members often expect to work around 12 hours a day, seven days a week. Some employees may work early in the morning, like those who prepare food, while others work late into the night, like bartenders and entertainers. Your work schedule might depend on the specific cruise line and your position.

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If you're interested in working on a cruise ship, there are a variety of positions you can pursue—even with no experience. Whether you want to work in human resources or as part of the crew, you can find a position that suits your skills.

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Retail and Guest Services Jobs Retail and guest services offer some of the best jobs on cruise ships without experience. This is because you get to interact with guests every day, helping them with their needs and solving problems.

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At the top of the hierarchy are officers: managers and those responsible for navigation. In the middle are staff members, which include workers in entertainment, retail, and guest services. At the bottom are crew members, who are generally responsible for serving guests.

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The average RCL salary in the United States is $47,500 per year. RCL salaries range between $24,000 a year in the bottom 10th percentile to $90,000 in the top 90th percentile. RCL pays $22.84 an hour on average. RCL salaries vary by department as well.

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The salary range for a Cruise Waiter job is from $26,240 to $34,205 per year in the United States. Click on the filter to check out Cruise Waiter job salaries by hourly, weekly, biweekly, semimonthly, monthly, and yearly.

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How long will I be onboard? Contract lengths vary by position but range between four and ten months. After each contract you will receive approximately 60 days of vacation before your next assignment.

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The truth is, yes, you can totally live on a cruise ship. The idea of living on a cruise ship for a year or two is very appealing to some, especially remote workers or people in retirement. You don't have to take care of your own dwelling, there are plenty of things to do on board, and you get to travel the world.

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Can I bring a family member or friend onboard? Crew members who meet specific length-of-service criteria have the option of requesting relatives travel, a benefit that allows family members to sail onboard for a limited period of time. Some restrictions may apply.

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On ships, you live where you work. Unlike life on land, there is no rent to be paid or monthly utility bills that need to be taken care of. All basic living expenses are covered at sea for crew members: accommodation, water, electricity, and food.

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Within about an hour, the terminated crew member must gather all his or her belongings, hand in the ship cards, pay off any shipboard debts, and walk off the gangway. In most cases, the crew member is not given any explanation as to why she is being instructed to leave.

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What will happen is the cruise line will fly you home, but will deduct from your wages what you owe, Jim Walker, a Miami-based maritime lawyer who represents cruise workers and passengers, told Insider. So it's a very punitive type of step if you try to quit and go home.

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