Can you pay for Amtrak with Chase points?

Although you can't book Amtrak tickets through Chase Ultimate Rewards, you can use Chase Ultimate Rewards to book the hotel that awaits you at the end of your journey. You can also transfer points to Chase hotel partners like IHG One Rewards, Marriott Bonvoy and World of Hyatt at a 1:1 ratio.



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As far as travel rewards points go, this is pretty exceptional value for those who enjoy taking Amtrak trains. Depending on how you choose to redeem your points, the 50,000-point welcome bonus would be worth between $1,100 and $1,400 in Amtrak tickets!

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Elite Amtrak Membership Members who earn 5,000 or 10,000 points within a single year are upgraded to Select and Select Plus status, respectively. Both status tiers bring members additional discounts, unlimited lounge access, and double points on some car rentals.

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Points will expire if your account has been inactive for more than 24 months (no points have been earned or redeemed during that time). From traveling on Amtrak® to beautiful destinations across the U.S. to earning points on shopping, check out the many ways to keep your Amtrak Guest Rewards account active.

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Amtrak Guest Rewards® Mastercard®*: Earn 2 points per dollar spent on Amtrak travel, including onboard purchases, 2 points per dollar spent on dining and 1 point per dollar spent everywhere else.

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Amtrak Network Amtrak operates a nationwide rail network, serving more than 500 destinations in 46 states, the District of Columbia and three Canadian provinces, on more than 21,400 miles of routes. It is the nation's only high-speed intercity passenger rail provider, operating at speeds up to 150 mph (241 kph).

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Amtrak points are worth more than most other reward currencies, with each point worth about 2.9c toward most train fares (or 2.56 on Acela fares). That means that the 40K offer on the Amtrak Rewards Preferred card will buy you well over $1,000 in train tickets (nearly $1200 on non-Acela service!).

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Amtrak Guest Rewards® offers many ways to earn or redeem points to keep your account active. Points will expire if your account has been inactive for more than 24 months (no points have been earned or redeemed during that time).

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You may be surprised to learn that, no, the Chase Sapphire Preferred® Card does not provide any sort of lounge membership or complimentary one-time passes, not even to any of the Chase Sapphire Lounges.

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