Can you pay for NYC Metro with credit card?

Tap and go in every borough You don't have to sign up or download an app to use OMNY; simply use your contactless credit or debit card, smartphone, wearable device, or OMNY card to tap and go. OMNY currently supports full-fare and Reduced-Fare pay-per-ride options.



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Since MetroCards are still available until the end of 2024, so until then, it may not be worth buying an OMNY card, which costs $4 more than a MetroCard. On the other hand, if you use a pay-per-ride MetroCard, you do not get to take advantage of the OMNY fare cap mentioned above.

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The New York City subway system began rolling out Apple Pay Express Transit back in May 2019, and it was available at all stations by the end of 2020.

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The MTA's OMNY payment system could reveal your trip history to anyone who has your credit card number — and cybersecurity experts said Wednesday the setup might threaten your privacy.

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One difference between MetroCard and OMNY is that your free transfer will not be confirmed at the OMNY reader. If your trip qualifies for a free transfer, you will not be charged for that trip. You can register for an OMNY account or sign in to view your trips and charges.

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You don't have to sign up or download an app to use OMNY; simply use your contactless credit or debit card, smartphone, wearable device, or OMNY card to tap and go. OMNY currently supports full-fare and Reduced-Fare pay-per-ride options.

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You do not need an OMNY card to tap and pay the fare. Use your own contactless credit, debit, reloadable prepaid card, or a smart phone or device with digital wallet enabled. Just choose your preferred payment method, tap and go!

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A red screen that reads Payment Method Expired indicates that the card being used to pay the fare has expired. Riders are encouraged to select another payment option. A red screen that reads Payment Not Accepted means you may have tapped a cancelled card or your payment method may be blocked by the OMNY system.

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Starting in 2023, the MTA will begin replacing the decades-old MetroCard machines with OMNY vending machines. The MetroCard's complete removal is expected to be complete by the end of next year. Starting 2024, OMNY payment will be mandatory at all MTA subway stations.

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OMNY only offers the “pay-per-ride” option so you will pay full price every time you tap to pay. Unlimited passes and other discount prices will be added to the system sometime between late 2022 to 2023.

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OMNY is available throughout New York City You can use OMNY with your own contactless card or smart device. OMNY currently supports a full-fare, pay-per-ride option for now, including free transfers.

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You can use cash, credit, or debit cards to make your purchase. New York City subway fares are $2.75 per trip. For visitors staying more than a couple of days you can buy a one week unlimited MetroCard for $33 or an unlimited monthly MetroCard for $127.00.

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To pay your fare at subway turnstiles, AutoGates, and onboard buses (including Select Bus Service buses), simply tap your own contactless credit or debit card, smart device, or OMNY card on the OMNY reader.

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Say hello to an easier, more equitable way to pay your fare: the 7-day fare cap with OMNY! Effective August 20, you can start any day of the week: pay for 12 rides in a 7-day period and any additional rides are free. And, unlike with MetroCard, you don't have to pay upfront. Just tap and pay as you go.

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The MTA said it wants to get out of the business of selling physical cards that expire after 18 months, which is the expiration time for MetroCards. The reloadable OMNY cards are thicker and will expire after seven years.

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Ride Limit Exceeded You have exceeded the maximum number of taps for one payment method. You can tap and pay for yourself and up to 3 additional riders with the same payment method on a single trip.

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