By linking your E-ZPass to a credit card, debit card or bank account, you can drive through every toll facility with confidence, knowing your account will automatically be replenished whenever the balance gets too low.

In 2026, you cannot pay tolls directly at the toll gantry with a debit card because New York has transitioned to a fully "Cashless Tolling" system. There are no physical toll booths where you can stop and swipe a card. Instead, you have two primary options: E-ZPass or "Tolls by Mail." If you have an E-ZPass account, you can link it to your debit card for automatic replenishment, which is the most convenient and cheapest method. If you do not have E-ZPass, sensors will photograph your license plate and send a bill to the registered owner's home. Once you receive this paper bill, you can pay it online, by phone, or via the "Tolls NY" app using a debit card, credit card, or electronic check. It is important to pay these bills promptly, as New York imposes significant late fees and can even suspend your vehicle registration for unpaid tolls. For short-term visitors or those using rental cars, setting up a "Temporary Travel Account" linked to a debit card is a highly recommended way to avoid the higher fees associated with the mail-in system.