U.S. dollar and European euro notes (but not coins) are widely accepted as cash in the islands, although at less favorable exchange rates than at banks. You will probably get a more favorable rate if you change your money in French Polynesia rather than before leaving home.
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You should use a credit card in French Polynesia. The ones that are accepted on our main islands are American Express, Visa, Master Card, Diners Club, etc. However, only cash will be accepted in Tubuai, Ua Pou, Mangareva, or on other small islands.
Compared to the United States where tipping is always expected, regardless of the kind of service you receive, tipping is not required or expected in French Polynesia. It's similar to the culture in France and most places in Europe.
If you intend to use a credit card during your stay, you should be aware that only Visa, Mastercard, Amex, Diners and JCP (Japan) are widely accepted in French Polynesia. Holders of other cards may encounter difficulties obtaining cash and paying for goods.
Once you've reached your destination, avoid airport kiosks or other exchange houses. Your bank's ATM network is likely the best option. You may be able to withdraw cash in the local currency with competitive exchange rates and low fees (1% to 3%). Use your institution's app to find an ATM near you.
French Polynesia uses the Global System for Mobiles (GSM) technology. Check with your wireless company before traveling to see if you have a GSM phone. If so, you may be able to use it in the islands if your home provider has an international roaming agreement with the mobile network Vinia (www.vini.pf).
You can drink tap water in Tahiti, Moorea and Bora Bora and in all the international resorts. It is usually fine in family hotels and in the other islands but we recommend that you ask your hosts for confirmation.
Inside the resorts, local people in Tahiti dress in casual beachy attire: sundresses, tropical button-ups, khaki shorts and sandals. Outside the resorts, local people in Tahiti dress very casually: tee shirts, shorts and flip flops.