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Can you permanently live on a cruise ship?

Is there a cruise ship you can live on? There are several cruise ships designed for permanent living. The World is the only one sailing currently but more are coming soon. MV Gemini is the most affordable option, with apartment purchase prices starting at $1,000,000 plus $65,000 per year for fees.



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Considering all these factors, the cruise fare for living on a cruise ship can cost anywhere from $60,000 per year to upwards of $150,000. However, knowing what you get and where you spend your money is important. Let's look at what you can expect to spend your money on when living on a cruise ship.

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Some cruise lines offer cabins for sale, allowing you to own your place at sea. Other ships accommodate extended trips, such as 180 days or more. You also need to decide what to do about your current housing situation. You might rent your home while you set sail or divide your time between cruising and living on land.

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Some retirees plan to retire aboard a cruise ship. Embracing life as a long-term cruiser does offer some benefits including the ability to sail around the world and receive discounts through loyalty programs offered through cruise lines.

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Life at Sea cruises, which will host a three year cruise for $30,000 per year, is taking on more passengers. Apparently, the number of people who want to sail away from their lives is bigger than expected.

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If you love a cruise, why not live on one. Once cruise ship is offering a 2-year, all inclusive vacation around the world that may be cheaper than a mortgage and living expenses on land. ORLANDO, Fla. – A new cruise experience could be more affordable than the rent or mortgage you're paying on land.

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Managing Your Taxes When Living on a Cruise Ship As a U.S. citizen, your income is still taxable, even if you're at sea the majority of the time,” Tetreault says. That includes both federal income tax and state income tax if that applies to the state of your primary residence.

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Floating homes: Renderings of the upcoming MV Narrative ship from Storylines, a residential community at sea launching in 2024. Life onboard: Fully furnished one-to-four-bedroom residences aboard the ship are currently on sale, with prices starting at $400,000 and rising to $8 million.

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World cruises – generally ranging from 100 to 180 days – mostly start in January but here are three mega voyages you can still book this year:
  • 274 nights: Royal Caribbean. ...
  • 183 days: Nicko Cruises. ...
  • 101 nights: P&O Cruises.


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Prices started at $29,999 per year for individuals sharing an inside cabin for the cruise, ramping up to nearly $109,999 per year for a larger suite, with Gemini expected to visit 375 ports in 135 countries and seven continents after setting sail Nov.

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Life at Sea Cruises – which is due to depart in November for a three-year round-the-world cruise – reckons that people are so enthused by the idea of sailing around the world nonstop, that they're going to continue the journey indefinitely, making it “the cruise that never ends.”

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FAQ on Cruise Staff Salary A cruise ship crew member for Carnival, Royal Caribbean, or Norwegian Cruise Line can earn an annual average between $16,000 to $20,000. For leadership staff onboard cruise ships, the annual salary can be much higher from $30,000 to $100,000.

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Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences, but there are a lot of variables to consider. Here are some guidelines to help you decide how much money to bring on a cruise.

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Cruise ship workers are not supposed to hook up with passengers, but that doesn't mean it doesn't happen. It is rare though – most crew follow the rules because they know they'll lose their job if they're caught. You won't be surprised to hear that cruise lines ban crew from having sex with passengers.

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You can book yourself onto a traditional cruise ship for the long term. You would need to book each itinerary, one after the other. If you wanted the same cabin on every cruise, it's wise to make sure that you're first in line when bookings open.

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Unlike a regular cruise ship, where you rent a cabin for a designated length of time on a specified itinerary, cruisers on the MV Narrative permanently purchase their rooms on a trip around-the-world.

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Wells purchased an apartment on the MV Narrative, which is currently being built in Croatia and sets sail in 2025. The rough math for Wells' dream makes perfect sense. He purchased a 12-year lease on the ship for $300,000. That comes to about $2,100 a month if he didn't have to take out a loan.

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Booking and Pricing The cost for the full 274-day cruise starts at $60,999 per person for an interior cabin; a 10 percent discount for paying in full brings it down to $54,899 per person. Balcony staterooms start at $78,999 per person ($71,099 with the pay-in-full discount).

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Some cruise lines offer cabins for sale, allowing you to own your place at sea. Other ships accommodate extended trips, such as 180 days or more. You also need to decide what to do about your current housing situation. You might rent your home while you set sail or divide your time between cruising and living on land.

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