American Express has about two dozen different hotel and airline transfer partners. The AmEx transfer ratios you receive depend on which program you're transferring to; while most are at a 1-to-1 ratio, some can be as high as 1-to-2. This means that one AmEx point will become two hotel or airline points.

Yes, you can transfer your American Express Membership Rewards points to a wide array of airline partners using the Amex Gold Card. In 2026, the transfer ratio for most airline partners remains 1:1, meaning 1,000 Membership Rewards points equal 1,000 airline miles. Some of the most popular transfer partners include Delta SkyMiles, British Airways Executive Club (Avios), Air France-KLM Flying Blue, Singapore Airlines KrisFlyer, and Emirates Skywards. Most transfers are instantaneous, though some partners like Cathay Pacific or Singapore Airlines may take 24 to 48 hours to process. For domestic travel, you can also transfer points to Hawaiian Airlines or JetBlue (though the JetBlue ratio is often slightly lower). A key tip for 2026 is to watch for "Transfer Bonuses," where Amex may offer a 20% to 30% bonus on transfers to specific airlines, allowing you to maximize the value of your points for premium cabin bookings or international "Reward Flights" that would otherwise be much more expensive if booked with cash.