You can book a hotel room without a credit card by using a debit card in most cases. Many hotel chains will also accept prepaid cards, though they are more likely to do so at check-in or check-out than at the time of booking. Typically, you cannot make a hotel reservation with cash, a personal check or a money order.
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Paying for a hotel with a debit cardMany hotels accept debit cards when you book or check in, but they may request a security deposit. The hotel may place a hold on your debit card, but the money isn't withdrawn from your account until checkout.
Hotels typically require a credit card when making a reservation because it provides them with the assurance that payment will be made. A debit card does not offer this same level of security, as there may not be enough funds in the account to cover the cost of the stay.
While many hotels accept debit cards, gift cards and hotel points as payment, some will still require you to present a credit card at check-in or upon making the reservation, no matter what method you'll actually use to pay.
In conclusionUsing a credit card to book your hotel stay may be the easiest payment method because hotels get the assurance they're looking for: cancellation protection and accountability for damage or theft.
Each hotel will have its own specific hold amount, generally $50-$200, on top of your room rate (including taxes and fees). While the hotel won't officially charge you until after you check out, the issuer will put aside the hold amount in the interim to ensure you are able to cover a potential charge.
The good news is that most hotels do accept debit cards for holds, making it convenient for travelers who prefer to use this payment method. However, it's important to note that there may be some restrictions and variations in policies between different hotels.
While fewer hotels accept cash payments today, you can still find many that do, especially independent and budget hotels. With some advance planning and flexible payment alternatives, cash-preferring travelers can still book comfortable hotel stays.
This temporary hold is generally around $20 to $200 higher than the outstanding balance on your hotel room. This hold helps to protect the hotel if you have any additional charges or damages to the room. The temporary hold will usually be cleared within a few days of checking out.
A credit card hold is an insurance policy for the hotel. Specifically, the hold covers incidentals such as damage to the room, room service and dips into the minibar. Depending on the hotel, this hold could be a charge for your entire stay or charged each night.
Credit cards are still the preferred method of payment, but digital wallets (or e-wallets), such as Apple Pay, Samsung Pay, or Google Pay, are considered to be more secure and more convenient than credit cards.
Discover the convenience of paying with a debit card at Marriott hotels. If you're short on time, here's a quick answer to your question: Yes, you can pay by debit card in Marriott hotels.
Most Hotels Accept Debit Cards for No-Charge HoldsThis means that the hotel will put a temporary hold on a certain amount of money in your bank account to secure the reservation, but it won't be charged unless you fail to show up or cancel within the specified time frame.
Hotels use these credit card holds because the exact amount of your final bill is not known at the moment of check in. You may charge items to your room, grab some drinks from the minibar, extend your stay, or even cause damage to the property.
Many hotels allow payments with checking account. At check-in, you must submit your account number and routing number, then the hotel will charge your account for the duration of your stay.
If you prefer to pay for your hotel stay in cash, it's always a good idea to call ahead and confirm whether the hotel accepts cash payments. While many hotels accept cash, some may have specific policies or restrictions. By calling ahead, you can avoid any surprises or inconveniences upon arrival.