Can you use a debit Mastercard to hire a car?

Yes, most U.S. Avis locations accept debit cards with the Visa or MasterCard logo as credit identification at the time of rental if you are at least 25 (18 in New York). A hold is usually placed on the funds in your account for at least the estimated cost of the rental.



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In the United States and Canada, debit or check cards can be used at the end of the rental for payment of rental charges. Prepaid debit/gift cards are also accepted as a form of payment at time of car return.

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Using Debit Cards as Payment for Your Rental Debit cards and prepaid or store value cards are accepted for payment at the end of your rental. In most cases, the location will perform a credit check for debit card customers to determine credit worthiness at the time of rental.

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Credit cards vs debit cards Companies prefer credit cards because it proves to them you're not a financial risk; their costs will be covered as they can recover part or all of the deposit if needed. With a debit card, the company cannot pull money from a bank account if it has insufficient funds.

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Car hire without a credit card Here at SIXT we also accept American Express, Visa, Mastercard, Diners Club, JCB and Discover Debit Cards for your UK rental and deposit, as long as: your card is valid at the time of pick-up and issued in the name of the main driver.

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Your bank may have a limit on how much you can pay in a single transaction. The seller may also have a limit on how large a payment they will accept by card (because of the greater risk of fraud on card payments) - they may prefer a direct bank transfer for larger payments.

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NerdWallet's Best Credit Cards for Rental Cars of November 2023
  • Chase Sapphire Preferred® Card: Best for General-purpose travel card.
  • Chase Sapphire Reserve®: Best for Premium travel card — perks.
  • Capital One Venture X Rewards Credit Card: Best for Premium travel card — value.


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Some car rental agencies may review your credit report if you want to rent a car with a debit card, which could negatively impact your scores. Also, if you rent a car and wind up owing the rental agency money—and don't pay what you owe—the agency could send your account to collections, which may also hurt your scores.

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If you are hiring a premium vehicle in the UK, you might need to show both a debit card and a credit card at the counter when picking up the car. Prepaid cards can be used when booking online or to pay at the end of the hire period, but they always need to be presented with a non-prepaid card at the counter.

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Companies prefer credit cards because it proves to them you're not a financial risk; their costs will be covered as they can recover part or all of the deposit if needed. With a debit card, the company cannot pull money from a bank account if it has insufficient funds.

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You can pay for your rental using a credit or debit card. Prepaid or stored value cards are not accepted. You can extend your rental up to 3 times, every 7 days. Every 28 days, the vehicle needs to be returned to the Hertz rental branch to open a new 28-day contract.

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Rental companies that let you rent a car without a credit card
  • Alamo. In addition to the usual credit cards, Alamo also accepts debit cards and good old fashioned cash to rent a car (prepaid cards are not accepted). ...
  • Avis. ...
  • Budget. ...
  • Dollar. ...
  • Enterprise. ...
  • Hertz. ...
  • National. ...
  • Payless.


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