Can you use a taxi as a personal vehicle?

Taxi insurance for private use If you're buying a taxi for private use, you'll need decommissioned taxi insurance for social, domestic and pleasure. Not all insurance companies offer this though, so you'll likely need to find a specialist car insurance company like us.



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Vehicles are generally owned, inspected, and maintained by the taxi company and are leased to the drivers.

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Restrictions and Requirements
  • complete a driving skills assessment.
  • have a full UK or EU driving licence, held for at least 12 months, or 3 years if working in London.
  • pass background checks.
  • pass a medical check.
  • be over 18 but over 21 in some areas, including London.


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Yes, you can buy a London taxi and keep it as a personal vehicle. However, you should ensure that you aren't misleading people into thinking the black cab is for hire – to do so, make sure the cab is modified so it's fit for private use.

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As a taxi and minicab driver working in the UK, you'll find it's much easier and more cost-effective to hire a vehicle from a reputable operator like Addison Lee, rather than use your own car as a private hire vehicle. Do taxi drivers and minicab drivers own their cabs? Not necessarily.

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From Driver Rule 54-20 (in PDF): It is against the law to refuse a person based on race, disability, or a destination in New York City. A taxicab driver is required to drive a passenger to any destination in the five boroughs. You can make a refusal complaint by calling 3-1-1.

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Uber vs. Uber is typically cheaper for longer trips moving at a faster speed, while taxis are a better choice for trips in congested areas like New York City. That said, geographic location also matters.

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There's no need to shout “taxi” and indeed, it's actually illegal to shout “taxi” whilst trying to hail a cab.

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Do Make Money as a Taxi Driver in the UK a Good Living? On average, taxi drivers in the United Kingdom earn between £20,000 and £30,000 per year. On average, taxi drivers in the United Kingdom earn between £9 and £15 per hour. However, the rate may increase on certain days, such as bank holidays and Saturday evenings.

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The rule derives its name from the tradition by which a hackney carriage driver at the head of a queue of taxicabs is obliged to take the first passenger requesting a ride.

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Generally, you can drink as a passenger on private property. Motorhomes and hired vehicles, like a taxi, are exempt from the law, so long as you are in the living areas or the backseat. But you must still be at least 21 years of age to drink alcohol.

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