Can you use a travel money card like a debit card?

Prepaid travel cards work just like all Mastercard Prepaid Cards, which means you can spend up to the value placed on the card anywhere Debit Mastercard is accepted. You might want to check your card balance before you shop since the merchant or service provider may not be able to retrieve this information for you.



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Think of a travel money card as a debit card that uses local currency. Before you use a travel money card, you'll preload a set amount of a specific international currency onto the card at the day's exchange rate.

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Generally, travel credit cards allow you to earn rewards—usually in the form of points or miles—by making everyday purchases. You can use them like you would any other credit card. Some travel credit cards may only offer rewards for certain types of purchases—like gas, groceries or dining out.

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HOW IT WORKSGet started with a prepaid travel card
  1. Activate and register. Call the phone number on the card packaging to activate and register.†
  2. Load funds. Add funds to your card in-store at the time of purchase or online.
  3. Use your card. Make purchases everywhere Mastercard debit is accepted.


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