You can absolutely use Visa gift cards for purchases at Walt Disney World Resort theme parks and shopping areas, including Disney Springs. Since they act like credit cards, they will be accepted wherever you see credit cards are accepted.
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Your Disney Gift Cards can also be used in The Walt Disney World Theme Parks, Water Parks, Disney Springs, and Resort Collection Hotels! You can use the funds towards things like admission tickets, hotel rooms, spa experiences, merchandise, and participating dining locations throughout the resort.
You can absolutely use a Visa (or similarly branded) pre-paid credit card. They are accepted at merchandise and dining locations just like regular credit cards. However, you will not be able to link one to your MagicBand.
While cash is an acceptable payment method for food and merchandise, I would suggest purchasing one or more Disney Gift Cards before you leave so that you will not have to keep up with any loose change. You can purchase a gift card from shopDisney and it can be delivered directly to your email!
If you have multiple Disney Gift Cards, you can combine them into one for a total of $1,000 maximum on the Disney Gift Card website. This is a good idea because you can only apply one gift card at a time online when making a payment on your vacation.
Can I redeem my Disney Gift Card eGift for cash instead of merchandise? The Disney Gift Card is not redeemable for cash unless required by law. Gift card cash-out laws differ in each state.
While cash is still accepted at most locations throughout the Disneyland Resort, including for merchandise as well as for food and drinks, many guests choose to use cashless forms of payment, such as credit cards or mobile payments. My favorite way to pay is with the Disneyland mobile app!