Yes, you can use a Visa gift card for both Uber and Lyft in 2026, but the most reliable method is to use it as a source for "Store Credit" rather than a primary payment card. Many prepaid cards lack a registered billing address, which can cause them to be declined by Uber or Lyft’s real-time authorization systems during a ride request. To bypass this, open the "Wallet" or "Payment" section of the app and select "Add Funds" or "Buy Gift Card." By using your Visa gift card to purchase a specific amount of Uber Cash or Lyft Cash, the funds are instantly transferred to your account balance. This prevents the "insufficient funds" or "authorization hold" errors that frequently occur when trying to use a prepaid card for a dynamic fare that might change due to traffic or surge pricing. Note that some older "non-reloadable" Visa cards may still be blocked if the card issuer does not support recurring digital transactions.