Can you use Chase points for Amtrak?

Although you can't book Amtrak tickets through Chase Ultimate Rewards, you can use Chase Ultimate Rewards to book the hotel that awaits you at the end of your journey.



In 2026, you cannot directly transfer Chase Ultimate Rewards points to Amtrak Guest Rewards, as the two are no longer 1:1 transfer partners. However, you can still use your Chase points to book Amtrak travel by using the Chase Travel Portal. By searching for "Trains" or "Tours" within the portal, you can pay for your Amtrak tickets using points at a rate of 1.25 cents per point (for Sapphire Preferred) or 1.5 cents per point (for Sapphire Reserve). Alternatively, you can pay for your ticket with your Chase card and then use the "Pay Yourself Back" feature or a statement credit redemption, though this usually offers a lower value of 1 cent per point. For those who want to maximize Amtrak-specific perks, the Amtrak Guest Rewards Credit Card remains the only direct way to earn points specifically for "Points & Cash" redemptions on their official website.

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As far as travel rewards points go, this is pretty exceptional value for those who enjoy taking Amtrak trains. Depending on how you choose to redeem your points, the 50,000-point welcome bonus would be worth between $1,100 and $1,400 in Amtrak tickets!

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Elite Amtrak Membership Members who earn 5,000 or 10,000 points within a single year are upgraded to Select and Select Plus status, respectively. Both status tiers bring members additional discounts, unlimited lounge access, and double points on some car rentals.

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Points will expire if your account has been inactive for more than 24 months (no points have been earned or redeemed during that time). From traveling on Amtrak® to beautiful destinations across the U.S. to earning points on shopping, check out the many ways to keep your Amtrak Guest Rewards account active.

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Amtrak Guest Rewards | Join for Free & Start Earning Today.

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Amtrak points are worth more than most other reward currencies, with each point worth about 2.9c toward most train fares (or 2.56 on Acela fares). That means that the 40K offer on the Amtrak Rewards Preferred card will buy you well over $1,000 in train tickets (nearly $1200 on non-Acela service!).

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Like many Amtrak® Guest Rewards® cardholders, I got a letter in the mail a few days ago saying that I would get a new card in the mail by October 23, 2022. The reason? Amtrak credit cards will no longer be issued by Bank of America (BofA). Instead, they will be issued by FNBO (First National Bank of Omaha).

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You must earn 5,000 or more Tier Qualifying Points (TQPs) in a year to earn Select status. Travelers earn 2 points per dollar spent on Amtrak, so, at a minimum, you can earn Select status with $2,500 spent on Amtrak travel in 1 calendar year.

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To become a member, travelers must simply sign up online or by phone at 1-800-307-5000. That's when you'll receive a unique Amtrak Guest Rewards number. It's free to join, and if you travel within 90 days of becoming a member, you'll receive an additional 500 bonus points.

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