Can you use credit card at casino on Carnival cruise?

Each person in cabin can have one credit card on file, but you can change the card during the cruise. I charge slot play to my Carnival card which charges to whatever credit card is associated to it. I believe there is currently a 3% fee for this with tables but not slots.



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On most cruises, you'll be able to use both cash and your cruise card. At the tables, your cash will be turned into chips or you can charge the price of the chips on your cruise card. Most slot machines will just take your cruise card, but some will also take cash.

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Social media posts and casino announcements would indicate that at least a small handful of people win four- and even occasionally five-figure slot machine payouts on a regular basis. But just as in a land-based casino, it's far easier to lose your stake than it is to win that kind of money.

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US cruise ship gambling tax If your winnings are reported, federal taxes will be withheld at a flat rate of 24% of the amount. If your winnings fall under the thresholds, you won't be given a form but you can self-report your winnings on an IRS Form 1040.

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Spending anything after embarkation is up to you, as the only things not included on any cruise line would be shopping, souvenirs, spa treatments and casino gambling. For these things, you'll need to bring some additional money.

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