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Can you use your bank card as an oyster?

Any contactless payment card such as a debit card, credit card, or prepaid virtual card can be used to perform a contactless payment. The contactless payment is performed exactly the same way as with an Oyster card. Just tap the yellow card reader using a contactless card at the start and end of your journey.



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Is it cheaper to use Oyster or contactless? As both cards use the same Pay As You Go system and are compatible with the TfL Oyster & Contactless app, the costs are comparable. As a tourist in London, it can be worth getting an Oyster Card as part of the London Pass.

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If you plan to stay in London for a couple of days and make two to four journeys a day, or want to travel to the outskirts of the city, then a Visitor Oyster card* may be the cheapest option. It is delivered to your home by post before you arrive in London, saving you time when you arrive.

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It's more than 50% cheaper than buying a paper Travelcard or single tickets with cash. Oyster cards have a daily price cap – once you reach this limit, you won't pay for any additional journeys (excluding Thames Clippers River Bus where there is no capping).

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How much does an Oyster card cost? The Oyster card costs £7. You then add money to the card to pay for your travel. The £7 fee is not a deposit.

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If you're visiting London for 3 days or less, the best option is to get the Oyster Card, as it's the most cost-effective system. For stays of over 4 days, we recommend getting the 7-day Travelcard, since it's cheaper than getting 7 x 24-hour travelcards.

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You can get an Oyster card:
  1. Online with a contactless and Oyster account, if you live in the UK.
  2. At Oyster Ticket Stops in many newsagents in London.
  3. At all Tube, most London Overground and most Elizabeth line stations.
  4. Some DLR stations.
  5. At Visitor Centres.
  6. At the Tramlink Shop in Croydon.


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Pay as you go You don't have to work out the cost of your journey in advance. You can pay as you go using contactless (card or device), an Oyster card or a Visitor Oyster card. It also offers great value as pay as you go is cheaper than buying single tickets and you get daily and weekly capping.

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You can use Apple Pay to pay as you go across all Transport for London services, including the Underground, buses and trams. Paying for journeys is easy using Apple Pay and works the same as using a contactless card.

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If you are a non-UK resident , then you choose to either buy a Visitor Oyster card online before you leave home or you can choose to buy one at the TFL visitor centres and Oyster ticket shops in London upon your arrival.

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Anyone with a contactless debit or credit card can use it to pay for travel in London. It's ideal if you don't have or want an Oyster card. Or if you run out of pay as you go credit on your Oyster card.

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However, the average visitor will use public transportation multiple times each day and the Oyster card can save both time and money. As an example, traveling offpeak from Zone 1 to Zone 2 on the Tube will cost you (as of April 2023) £2.70 using an Oyster card versus £6.70 if you buy a single ticket.

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All orders of Travelcards and Visitor Oyster cards are dispatched within 24 hours of being placed, Monday to Friday. Our fulfillment warehouse is closed at the weekends. Any order placed after 08:30 (GMT) on a Friday will be dispatched the following Monday (excluding public holidays).

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The most convenient places to buy an Oyster card are Underground stations across London, including Heathrow airport. You can buy one using either cash or your credit/debit card. Although there are a few manned ticket offices in London, the likelihood is that you will buy an Oyster card from a ticket machine.

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Never expires: You can stash your Oyster card for your next trip and, even if it is many years later, it will still work. All you need to do is top up when you're there and you're ready to go!

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A Visitor Oyster card* is one of the cheapest ways to pay for single journeys on the bus, Tube, DLR, tram, Uber Boat by Thames Clippers river bus service, London Overground, TfL Rail and most National Rail services in London.

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Cons: A £7 cost applies when you get a standard or visitor card. You'll need to top it up in advance of travel. You can't use an Oyster card at any station between Reading and Iver.

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