Do all rental car companies require a major credit card?

The short answer is no, a credit card is not required to rent a car, but it may make things easier. Most of the major rental agencies will accept debit cards for initial deposits and final payments.



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Rental companies that let you rent a car without a credit card
  • Alamo. In addition to the usual credit cards, Alamo also accepts debit cards and good old fashioned cash to rent a car (prepaid cards are not accepted). ...
  • Avis. ...
  • Budget. ...
  • Dollar. ...
  • Enterprise. ...
  • Hertz. ...
  • National. ...
  • Payless.


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Credit Qualifications/Requirements: To qualify to rent the Hertz vehicle, the renter must present at the time of rental a current driver's license and valid major credit card or debit card (see Debit Card Usage below) in the renter's own name with available credit.

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Since credit cards typically charge much higher interest rates than auto loans, you'll only want to charge a car to your credit card if you know how you'll pay down the balance. For example, it could make sense to pay for a car with a credit card if you have the cash in the bank to cover the purchase.

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The short answer is yes, you can rent a car with a debit card. Major rental car companies—including Avis, Budget, Enterprise and Hertz—all permit rentals on a debit card.

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Generally, at the time of rental, we'll require a credit card hold of total estimated charges. However, many rentals may require an authorization hold of the estimated rental charges plus $200 USD. If you have prepaid with a debit card, the hold will be $250 USD.

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Credit Qualifications/Requirements: To qualify to rent the Hertz vehicle, the renter must present at the time of rental a current driver's license and valid major credit card in the renter's own name with available credit.

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Why Rental Car Companies Avoid Debit Cards. Many rental car companies prefer not to let customers use debit cards because it increases the risk they take on when renting to you. Unlike a credit card, a debit card only has as much money on it as you put in your bank account.

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You can rent a car with a $300 credit limit, but it depends on the amount of time you plan on renting the vehicle and the type of vehicle you're renting.

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CAN I PAY FOR THE RENTAL OF A CAR FOR ANOTHER INDIVIDUAL? The renter of the vehicle must be present to sign the rental agreement and provide their credit card at the time of pick up. The renter cannot provide a credit or debit card belonging to someone else for their use.

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