Yes, in 2026, it is a legal requirement for all licensed London Black Cabs to accept credit and debit card payments, including "contactless" mobile options like Apple Pay and Google Pay. The card reader is usually fixed in the passenger compartment, and there is no surcharge for using a card. Outside of London, the vast majority of "Private Hire" vehicles (minicabs) and regional taxis also accept cards, though it is a peer-recommended "best practice" to confirm with the driver before you start your journey. If a London taxi driver claims their "card machine is broken," they are technically not permitted to pick up passengers under TfL rules. For a high-value, stress-free experience, many travelers now use the FREENOW or Gett apps to hail black cabs, which allows the fare to be handled digitally through the app, similar to Uber, providing an electronic receipt and eliminating the need for any physical "payment interaction" at the end of the ride.