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Do credit cards work on TfL?

You'll pay an adult rate fare. Many contactless cards issued outside the UK can be used to pay as you go for travel (overseas transaction fees may apply): American Express (AMEX) MasterCard and Maestro (some cards issued in the USA, Canada and the Netherlands aren't accepted)



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Is it cheaper to use Oyster or contactless? As both cards use the same Pay As You Go system and are compatible with the TfL Oyster & Contactless app, the costs are comparable. As a tourist in London, it can be worth getting an Oyster Card as part of the London Pass.

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You may be able to complete your journey, but your card will then be temporarily stopped and you won't be able to use it to make any further journeys until the outstanding amount is paid to TfL. However, you should still be able to use your card with other retailers.

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Is it cheaper to use Oyster or contactless? As both cards use the same Pay As You Go system and are compatible with the TfL Oyster & Contactless app, the costs are comparable. As a tourist in London, it can be worth getting an Oyster Card as part of the London Pass.

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1. Get an Oyster card. As you move around London you will spot locals tapping something against a yellow card reader at the underground turnstiles, on buses, trams, and even on the Thames Clipper Uber boat. This is an Oyster card, and it is an incredible 50% cheaper than buying single tickets or a paper travelcard.

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It is significantly cheaper to travel in London using an Oyster card than it is to purchase individual tickets for each trip. The only reason you would want to just buy individual tickets is if you are only using public transportation once or twice during your stay.

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If the time between touching in at the start and touching out at the end of your journey is more than the maximum journey time limit, you'll be charged two maximum pay as you go fares. A single maximum fare is: up to £9.40 in Zones 1-9. up to £26.00 beyond Zone 9, including on the Heathrow Express.

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Pre-pandemic, the Tube required the least subsidy of almost any city. From a day-to-day operations point of view, it was covering its own costs. That is quite unusual for a European or North American metro. “But when the pandemic hit, the percentage increase in subsidy went through the roof.

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In most cases, paying by card is more convenient than cash, though we do recommend carrying a small amount of cash for parking, taxis, small purchases and tips. Ideally, take a Wise Mastercard and a Visa debit or credit card with you – plus a small amount of cash.

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Credit and debit cards are accepted for the purchase of Amtrak tickets and services at all staffed stations. Debit cards must have a credit card logo and will be processed as credit card transactions; cards that require the entry of a PIN (personal identification number) are not accepted.

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Travelcard prices start at £15.20 for a central London 1 day Travelcard (zones 1-4). Child Travelcards prices start at £7.60 (zonnes 1-4).

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Cons: A £7 cost applies when you get a standard or visitor card. You'll need to top it up in advance of travel. You can't use an Oyster card at any station between Reading and Iver.

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If you stay in London for 6–7 days and use the underground, trains, and buses every day, the weekly Travelcard is the most cost-effective travel pass. The one-week pass including central London (zones 1-2) is £40.70. It's valid for travel at anytime; there is no peak or off-peak rate.

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How to Save Money on Public Transport in London
  1. Buy an Oyster Car. ...
  2. Remember to Touch in & Out. ...
  3. Stay Close to Where You Will be Going. ...
  4. Travel Off-Peak. ...
  5. Buy a Longer Travel Card. ...
  6. Avoid the Tube.


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If you have a credit/debit card that supports contactless payment then use it, this will be your cheapest fare, though if you are from overseas your provider may have foreign exchange charges. Oyster Cards have the same fare structure as contactless payment cards.

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