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Do cruise ships convert money?

Many of the larger cruise lines will have the facilities to change your currency onboard. However you may want to avoid this option as your required currency might be unavailable or there could be long queues. You're also not guaranteed to get the best exchange rates.



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Most ports of call we visit on domestic cruises accept U.S dollars. In addition, while in port, guests may visit local banks to obtain currency exchange or use local Automatic Teller Machines (ATM) to withdraw money. We do not offer a currency exchange service on board.

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As US Dollars are so widely used across the Caribbean, a secure currency card can be really handy for your holiday spends. Simply load it with dollars before you go and you can top up while you're travelling, withdraw money from cash machines and make contactless payments.

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So how much money do you need? The answer to this question varies a lot by person, their travel habits, spending preferences, length of the cruise and destination. Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences, but there are a lot of variables to consider.

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Paying gratuities and tipping the staff aboard a cruise ship is not compulsory but is considered the right thing to do. Cruise Tipping is a gesture of goodwill to reflect your gratitude for the service provided and to say a big “Thank You” to the crew members.

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The answer to this question varies a lot by person, their travel habits, spending preferences, length of the cruise and destination. Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences.

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If you plan to remove tips from your onboard bill, you will need to plan in advance to bring enough cash for personal tipping, then wait in a potentially long line at the guest services desk to remove the auto-gratuities and chase down all the crew members you wish to thank on the last evening.

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Use the ship's safe, or bring your own. When not in use, your jewelry and cash should be kept in a safe. Every cruise ship cabin comes with a safe; there also are portable safes you can purchase for added security. (Crewmembers, like any hotel staff, have the ability to open your safe in the event you're locked out.)

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ATMs are typically available on board cruise ships belonging to major cruise lines like Carnival, Royal Caribbean, Norwegian, Celebrity, Holland America, Princess (& many others). However, most charge considerably higher fees for use in addition to any charges assessed by your bank.

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So to cut a short story even shorter, whether visiting for a day off a cruise or taking a short break on one island, the best currency for the Caribbean is the US dollar. You shouldn't need any of the local currency.

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You have the right to refuse this automatic gratuity charge and may compensate cruise staff on your own terms. However, you will need to notify the front desk of this desire. Otherwise it will appear on your bill when your cruise ends and it will be charged to your credit card on file.

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If you want to make your life easier, and don't plan on removing or adjusting the gratuities on a cruise, it's better to prepay before you go. In our experience, prepaying gratuities does not negatively affect the service onboard.

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Typical extra tips may be $15-20 per passenger for a seven-day cruise paid to the cabin steward for exceptional work, or an extra $10-20 per passenger to a waiter who offered spectacular dining service. Similarly, it is often acceptable to tip $1-3 when room service is delivered depending on the size of the order.

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Activities on Cruise Ships Activities That Cost Extra on Cruises: Bingo, casino play, arcade games, escape rooms and golf simulators will all cost you extra on most ships. Additionally, hands-on cooking classes, wine and liquor tastings, and a few other courses require an extra charge outside your fare.

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For bartenders and housekeepers, you may also want to offer a generous tip at the beginning of the cruise (again, $20 or more, depending on your needs) to ensure great service while on board.

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As mentioned above, not all members of the ship staff receive a share of the gratuities paid by passengers. Bartenders, main show entertainers and third-party shop employees are some of the more obvious ones, but they're not the only ones.

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